:root{--blue:#2B54A5;--blue-dark:#1E3C78;--sky:#1B9CD8;--ink:#131A26;--body:#3D4757;--line:#E3E8F0;--bg:#F6F8FB;--white:#fff}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Barlow',-apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif;color:var(--body);background:var(--white);font-size:17px;line-height:1.65}
img{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none}
h1,h2,h3,h4{font-family:'Instrument Serif',Georgia,serif;font-weight:400;color:var(--ink);line-height:1.12;letter-spacing:.005em}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
.kicker{display:inline-block;font-weight:600;letter-spacing:.12em;text-transform:uppercase;font-size:13px;color:var(--sky);margin-bottom:10px}
/* header */
.top{position:sticky;top:0;z-index:50;background:var(--white);border-bottom:2px solid var(--sky);box-shadow:0 1px 8px rgba(27,156,216,.18)}
.top .wrap{display:flex;align-items:center;gap:26px;height:92px}
.brand{display:flex;align-items:center;padding:8px 12px;margin-left:-12px;border:1px solid transparent;border-radius:10px;transition:border-color .25s,box-shadow .25s}
.brand:hover{border-color:rgba(27,156,216,.55);box-shadow:0 0 10px rgba(27,156,216,.45)}
.brand img{height:56px;width:auto}

nav.main{margin-left:auto;display:flex;gap:24px;align-items:center}
nav.main a{color:var(--ink);font-weight:600;font-size:17px;padding:8px 13px;border:1px solid transparent;border-radius:8px;transition:color .25s,border-color .25s,box-shadow .25s}
nav.main a:hover{color:var(--sky);border-color:rgba(27,156,216,.55);box-shadow:0 0 10px rgba(27,156,216,.45)}
.btn{display:inline-block;background:var(--blue);color:#fff;font-weight:700;padding:13px 24px;border-radius:9px;border:1px solid transparent;cursor:pointer;font-size:17.5px;font-family:inherit;transition:box-shadow .25s,border-color .25s,background .25s}
.btn:hover{background:var(--blue-dark);border-color:rgba(27,156,216,.7);box-shadow:0 0 12px rgba(27,156,216,.55)}
.btn.ghost{background:transparent;color:var(--ink);border:2px solid var(--line)}
.btn.ghost:hover{border-color:var(--blue);color:var(--blue);background:transparent}
.btn.sky{background:var(--sky)} .btn.sky:hover{background:#137CB0;border-color:rgba(255,255,255,.7);box-shadow:0 0 12px rgba(27,156,216,.6)}
.btn.call-btn{background:var(--sky);white-space:nowrap}
.btn.call-btn:hover{background:#137CB0;border-color:rgba(27,156,216,.7);box-shadow:0 0 12px rgba(27,156,216,.55)}
.menu-btn{display:none;margin-left:auto;background:none;border:0;font-size:28px;color:var(--ink);cursor:pointer}
/* hero */
.hero{background:linear-gradient(115deg,#0F1B33 0%,#1E3C78 55%,#2B54A5 100%);color:#fff}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;padding-top:64px;padding-bottom:64px}
.hero h1{color:#fff;font-size:clamp(42px,5.4vw,66px);text-wrap:balance}
.hero p.lede{margin:18px 0 28px;font-size:19px;color:#D7E1F2;max-width:34em}
.hero .kicker{color:#8FC9EA}
.hero-art{border-radius:14px;overflow:hidden;box-shadow:0 24px 60px rgba(0,0,0,.35)}
.hero-art img{width:100%;height:100%;max-height:540px;object-fit:cover}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero-note{margin-top:16px;font-size:14.5px;color:#A9BBD8}
/* sections */
section{padding:66px 0}
section.alt{background:var(--bg)}
.sec-head{max-width:720px;margin-bottom:38px}
.sec-head h2{font-size:clamp(32px,3.8vw,44px);margin-bottom:12px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.card{background:var(--white);border:1px solid var(--line);border-radius:12px;overflow:hidden;display:flex;flex-direction:column}
.card img{aspect-ratio:4/3;object-fit:cover;width:100%}
.card .pad{padding:22px 24px 26px}
.card h3{font-size:24px;margin-bottom:8px}
.card p{font-size:15.5px}
.card .more{margin-top:12px;font-weight:700;font-size:15px;display:inline-block}
ul.ticks{list-style:none;margin-top:14px}
ul.ticks li{padding-left:28px;position:relative;margin-bottom:9px;font-size:16px}
ul.ticks li:before{content:"";position:absolute;left:0;top:7px;width:16px;height:16px;border-radius:50%;background:var(--sky);clip-path:polygon(14% 44%,0 60%,40% 100%,100% 18%,84% 4%,39% 70%)}
/* quotes */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.quote{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--sky);border-radius:12px;padding:24px}
.quote p{font-size:15.5px;font-style:italic}
.quote footer{margin-top:14px;font-weight:700;color:var(--ink);font-size:15px}
/* cta band */
.cta-band{background:linear-gradient(115deg,#1E3C78,#2B54A5);color:#fff;text-align:center}
.cta-band h2{color:#fff;font-size:clamp(26px,3.2vw,36px);margin-bottom:10px}
.cta-band p{color:#D7E1F2;margin-bottom:24px}
/* footer */
footer.site{background:#0F1B33;color:#AEB9CC;padding:52px 0 30px;font-size:15px}
footer.site .wrap{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
footer.site h4{color:#fff;font-size:16px;margin-bottom:12px}
.foot-logo{display:inline-block;background:#fff;border-radius:10px;padding:8px 14px;margin:2px 0 12px}
.foot-logo img{height:44px;width:auto}
footer.site a{color:#AEB9CC}
footer.site a:hover{color:#fff}
footer.site ul{list-style:none}
footer.site li{margin-bottom:8px}
.foot-bottom{border-top:1px solid #24334D;margin-top:36px;padding-top:20px;font-size:13.5px;color:#7C8AA0;grid-column:1/-1;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}
.foot-bottom .builtby a strong{color:#fff}
.foot-bottom .builtby a:hover strong{color:var(--sky);text-shadow:0 0 10px rgba(27,156,216,.6)}
/* page hero (interior) */
.page-hero{background:linear-gradient(115deg,#0F1B33,#1E3C78);color:#fff;padding:52px 0}
.page-hero h1{color:#fff;font-size:clamp(38px,4.8vw,56px)}
.page-hero p{color:#C9D6EC;margin-top:10px;max-width:44em;font-size:18px}
/* faq */
details.faq{border:1px solid var(--line);border-radius:10px;background:var(--white);margin-bottom:12px;padding:0 20px}
details.faq summary{cursor:pointer;font-weight:700;color:var(--ink);font-size:17px;padding:16px 0;list-style:none;position:relative;padding-right:34px}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary:after{content:"+";position:absolute;right:2px;top:12px;font-size:24px;color:var(--sky);font-weight:600}
details.faq[open] summary:after{content:"–"}
details.faq div{padding:0 0 18px;font-size:16px}
/* forms */
form.lead{display:grid;grid-template-columns:1fr 1fr;gap:16px}
form.lead .full{grid-column:1/-1}
form.lead label{font-weight:600;color:var(--ink);font-size:14.5px;display:block;margin-bottom:6px}
form.lead input,form.lead textarea,form.lead select{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:8px;font:inherit;font-size:16px;background:#fff;color:var(--ink)}
form.lead input:focus,form.lead textarea:focus,form.lead select:focus{outline:2px solid var(--sky);border-color:var(--sky)}
.form-msg{display:none;border-radius:8px;padding:14px 16px;font-weight:600;grid-column:1/-1}
.form-msg.ok{display:block;background:#E8F6EE;color:#136C3A}
.form-msg.err{display:block;background:#FBEAEA;color:#9B1C1C}
.consent{display:flex;gap:18px;align-items:center;font-size:15px}
/* article */
article.post{max-width:760px;margin:0 auto;padding:56px 22px}
article.post h1{font-size:clamp(28px,3.6vw,40px);margin-bottom:8px}
article.post .meta{color:#8B94A3;font-size:14.5px;margin-bottom:26px}
article.post p{margin-bottom:18px}
article.post h2{font-size:24px;margin:30px 0 12px}
article.post img{border-radius:12px;margin:26px 0}
/* misc */
.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.split img{border-radius:14px}
.badge-row{display:flex;gap:26px;flex-wrap:wrap;margin-top:26px}
.badge{background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:14px 18px;font-weight:700;color:var(--ink);font-size:15px}
@media(max-width:900px){
 .hero .wrap,.grid3,.grid2,.quotes,.split,footer.site .wrap{grid-template-columns:1fr}
 nav.main{display:none;position:absolute;top:92px;left:0;right:0;background:var(--white);flex-direction:column;padding:18px 22px;border-bottom:1px solid var(--line);gap:16px;align-items:flex-start}
 nav.main.open{display:flex}
 .menu-btn{display:block}

 form.lead{grid-template-columns:1fr}
}

article.legal{max-width:760px;margin:0 auto;padding:56px 22px}
article.legal h2{font-size:26px;margin:28px 0 10px}
article.legal p{margin-bottom:14px}
article.legal .meta{color:#8B94A3;font-size:14.5px;margin-bottom:24px}